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Pleasure Craft

Coastal & Inland Waters

We would like to introduce you to our Pleasure Craft Boat Insurance. We have been established since 1948 and having provided insurance for the marine world since the 70’s, and take great pride in our policies, which have been tried and tested over that period of time. We are also one of the market leaders in the UK for Sport Diving Marine Insurance.

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We have always taken the opportunity and enjoy listening to the many boat owners we have spoken to over the years. We have a wealth of knowledge and deal with leading insurers and therefore we are very confident that our policy will assist you in making the correct choice of cover at a very competitive price.​

What Other Craft Can We Insure:

 

  • Live Aboard

  • Wide Beam

  • Inland Cruisers

  • Specialist Craft (Work Boats, Unpowered Craft)

  • RIBS

  • Speedboats

  • Water-Ski Boats

  • Motor Cruisers

  • Sailing Boats

Summary Of Cover

Subject to policy terms and conditions

  • THIRD PARTY LIABILITY COVER, £3,000,000.

  • WATER SKI LIABILITY IF SELECTED, COVER £1,000,000.

  • THEFT COVER.

  • ACCIDENTAL DAMAGE.

  • WIDE OFF SHORE COVER.

  • 12 MONTHS IN COMMISSION.

  • ROAD TRANSIT COVER TO BOAT, TRAILER & ENGINE

  • ACCIDENTAL DAMAGE TO LOWER LEG/PROP i.e. STRIKING UNDERWATER OR FLOATING OBJECTS

  • DAMAGE TO BOAT FROM STRIKING UNDERWATER OR FLOATING OBJECTS INCLUDED.

  • ARRANGEMENTS CAN BE MADE FOR BOATS ON MOORINGS.

  • NO CLAIMS BONUS OF UP TO 25% DISCOUNT.

  • WHEEL CLAMP ENDORSEMENT APPLIES FOR CRAFT STORED OUT OF WATER.

  • ENGINE SECURITY ENDORSEMENT APPLIES.

The above summary does not contain the full terms and conditions of the contract and does not form part of your contract of insurance, this can be found in the certificate and the following link once a quotation is provided.

 

Underwritten by Tokio Marine HCC. Tokio Marine HVV is a trading name of HCC International Insurance Companyplc.

Frequently Asked Questions.

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Should you have further questions or just wish to discuss this policy with us, please feel free to contact our office and we will be happy to help.

01

Q: Are we covered whilst towing the craft.

A: Yes, inland transit cover is provided, however this policy will not cover the damage caused to somebody's vehicle or property as this is covered by your motor insurers; i.e this policy does cover the damage caused to your boat, trailer or engine, which the motor insurers would not cover.

02

Q: How far can I use the craft off shore?

 

A: The policy allows up to 20 miles off shore as standard. If a further distance is required, we may be able to arrange this for you when required.

03

Q: What happens if I collide with a diver or a swimmer in the water?

 

A: This is an important part of the policy. Up to 3 million pounds cover is provided if you were to injure the swimmer or diver. Although we find that most standard marine policies exclude cover if you were to strike one of your own crew members, i.e divers, we do provide this cover with our policy (legal negligence must be proven on each occasion).

04

Q: Can we use the craft for water skiing?

 

A: Yes, if the additional cover is selected, the policy will provide up to 1 million pounds cover (however, legal negligence must be proven on each occasion).

05

Q: Is the engine covered if I hit an underwater object?

 

A: Yes, if the appropriate additional cover is selected.

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