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Inland Craft

Inland Waters

We would like to introduce you to our specially designed Narrow Boat Insurance. We have been established since 1948 and having provided insurance for the marine world since the 70’s, and take great pride in our policies, which have been tried and tested over that period of time. We are also one of the market leaders in the UK for Sport Diving Marine Insurance.

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We have always taken the opportunity and enjoy listening to the many boat owners we have spoken to over the years. We have a wealth of knowledge and deal with leading insurers and therefore we are very confident that our policy will assist you in making the correct choice of cover at a very competitive price.​

What Other Craft Can We Insure

Our Inland Waterways policies can also cater for:

 

  • Live Aboard

  • Wide Beam

  • Inland Cruisers

  • Specialist Craft (Work Boats, Unpowered Craft)

  • RIBS

  • Speedboats

  • Water-Ski Boats

  • Motor Cruisers

  • Sailing Boats

Summary Of Cover

Subject to policy terms and conditions

  • THIRD PARTY LIABILITY COVER, £3,000,000 (Up to £5,000,000 if Required)

  • ACCIDENTAL DAMAGE TO LOWER LEG/PROP i.e. STRIKING UNDERWATER OR FLOATING OBJECTS

  • FIRE AND FLOOD DAMAGE 

  • THEFT, MALICIOUS DAMAGE & VANDALISM COVER.

  • CONTINUOUS CRUISE  AND LIVE ABOARD COVER AVAILABLE.

  • LOW EXCESSES.

  • 12 MONTHS IN COMMISSION.

  • ROAD TRANSIT COVER TO BOAT, TRAILER & ENGINE.

  • DISCOUNTED PREMIUMS FOR CRAFT BERTHED IN MARINAS.

  • NO CLAIMS BONUS OF UP TO 25% DISCOUNT.

  • WATER SKI LIABILITY IF SELECTED, COVER £1,000,000.

  • WHEEL CLAMP ENDORSEMENT APPLIES FOR CRAFT STORED OUT OF WATER.

  • OUTBOARD ENGINE SECURITY ENDORSEMENT APPLIES.

The above summary does not contain the full terms and conditions of the contract and does not form part of your contract of insurance, this can be found in the certificate and the following link once a quotation is provided.

 

Underwritten by Tokio Marine HCC. Tokio Marine HVV is a trading name of HCC International Insurance Companyplc.

Frequently Asked Questions.

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Should you have further questions or just wish to discuss this policy with us, please feel free to contact our office and we will be happy to help.

01

Q: Is Vandalism covered when my boat is left moored while we go shopping.?

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A: Yes, subject to various policy conditions and terms.

02

Q: Can we use the craft for water skiing?

 

A: Yes, if the additional cover is selected, the policy will provide up to 1 million pounds cover (however, legal negligence must be proven on each occasion).

03

Q: Is the engine covered if I hit an underwater object?

 

A: Yes, if the appropriate additional cover is selected.

04

Q: Can we use our boat on Tidal rivers?

 

A: Yes, you can on inland tidal stretches which are necessary to navigate in order to enter or leave the non-tidal system.  Note overnight Mooring is not permitted on tidal stretches, although in some circumstances it may be possible to arrange with prior notice.

05

Q: Can Excesses be increased to reduce prices?

 

A: Yes.

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