Westfield Sub Aqua & Marine Insurance Services Ltd
14 Lambourne Drive, Bagshot,
Surrey, GU19 5BY
Call from UK 01483 237827
abroad +44 1483 237827
or fax +44 1483 234856
Travel Insurance for the Sport Diver
The Westfield Travel Insurance Scheme automatically covers your SPORT DIVING risks whilst on holiday and even includes TRAVEL insurance too, all within the same price.
You can be confident with our policy as we have been providing Sport Divers with insurance since 1972, and within this time we have been very careful in understanding and providing all the required cover for your requirements. In addition the Sub Aqua Association choose us for our insurance expertise for their members Travel Insurance needs.
We have No Depth Limit all we ask is that you must be diving within the current safety recommendations of the Insured Person's diving association. Therefore making our cover very comprehensive.
We include as Standard cover for Terrorism Risks and Hijack etc. (many insurers are starting to exclude this cover).
We are also mindful that these days a lot of people are arranging their own holidays when it comes to flights, Accommodation and pre booked excursions such as dive trips, therefore our policy provides you with cover whether booked via a travel/tour operator or via your own means.
Our policy provides very high levels of cover for diving including:
|COVER||Maximum Cover Limit||Policy Excess|
|Medical Expenses inclusive of:-||Up To £5 Million||£50.00|
| Air Ambulance|
| Hyperbaric Chamber|
| Sea Ambulance/Rescue|
|Personal Liability||Up To £2 Million||NIL Excess|
|Personal Accident||Up To £ 25,000.00||NIL Excess|
|Loss of Diving Days (Injury or Illness while on holiday)||Up To £ 200.00||NIL Excess|
|Hire Of Dive Kit (Temporary Loss by carrier)||Up To £160.00||NIL Excess|
|Cancellation||Up To £ 3,000.00 per person||£50.00|
|Curtailment||Up To £ 3,000.00 per person||£50.00|
|Journey Continuation||Up To £ 500.00 per person||£50.00|
|Journey Delay||Up To £ 150.00 per person||NIL Excess|
|Hospital Benefit||Up To £ 1,000.00 per person||NIL Excess|
|Personal Baggage (Inc. Dive Equipment NOT IN USE)||Up To £ 2,000.00 per person (£300 any one item)||£50.00|
|Delayed Baggage||Up To £ 150.00 per person||NIL Excess|
|Personal Money inc. Documents & Passports||Up To £ 750.00 per person (£250 Limit On Cash)||£50.00|
|Legal Expenses||Up To £ 25,000.00||NIL Excess|
COVID-19 UPDATE 1st Jan 2022
COVID-19 UPDATE 4th Aug 2020
COVID-19 UPDATE 16th Mar 2020
The above summary does not contain the full terms and conditions of the contract, which can be found in the certificate. The summary does not form part of your contract of insurance.
Before making your final Travel Insurance Choice read what our market research has revealed about many Travel Insurance Policies. Click Here.
Pre-existing medical conditions:
The Money and Pensions Service has launched a travel insurance directory for people with serious pre-existing medical conditions (PEMCs) on its Money Advice Service website.
If you’re looking for travel insurance and have a PEMC you may wish to visit the above website in order to find alternatives.
However, please be mindful that although they may cover you for a PEMC they will have many other terms and conditions in their policy which are different from ours at Westfield, and therefore may not adequately cover you for your Scuba Diving risk.
Our PEMC clauses are:
The Underwriters shall not be liable to pay any claims or expenses arising directly or indirectly from any medical condition of the Insured Person for which medical advice, treatment, care or monitoring has been given by a Medical Practitioner or hospital during the 12 months prior to:-
(i) In respect of Single Trip Travel Insurance:
Booking the trip or the Date of Issue of this Certificate, whichever is the later.
(ii) In respect of Multi Trip Travel Insurance:
The commencement of the Period of Insurance, or the date of booking any trip covered by this Certificate, whichever is the later.
However, if this Insurance is a renewal to Westfield Sub Aqua & Marine Insurance Services Limited in accordance with the authorisation granted herein, this exclusion shall not apply to the Cancellation of any trip booked during the preceding Period of Insurance.
This exclusion shall not apply to any medical condition for which the Insured Person takes regular continuing medication provided that there has been no change in the type, frequency or quantity of drugs within the last 12 months. However, no claims or expenses relating to such condition will be admitted hereunder in the event of the Insured Person’s failure to take such drugs in accordance with the medical advice given.
The Underwriters shall not be liable to pay any claim arising out of any condition caused by, prolonged by, or aggravated by any psychiatric, mental or nervous disorder of the Insured Person, including anxiety, stress, depression and/or post-traumatic stress disorder.
YOUR INSURANCE BUDDY
Insuring sport divers since 1972